Insurance Products

Liability Insurance

We provide employers', public and products liability insurance on a primary and excess layer basis for a wide range of business sectors. We have a broad appetite for risk with specialist knowledge in leisure, wholesale and retail service industries, providing liability insurance to both the London and regional UK markets.

The key benefits of this product include:

• £15m capacity on Employers', Public and Products liability on a primary
  or excess layer basis
• London market and regional focus
• Classes: Employers' liability and Public/Products liability
  (but not Employers' liability in isolation)
• UK based business (pan-European cover including FOS)
• US exports
• A new integrated Criminal Prosecution Defence Costs clause that includes corporate manslaughter cover as standard
• Bartoline pollution extension as standard
• Public liability terrorism limited £5m
• Flexibility on the use of appointed loss adjusters